Annual Enrollment is November 16, 2026 through December 2, 2026. It is your opportunity to review your benefits and make choices for the year ahead. Take time to explore what's new for 2027, review the benefits and resources available to you, and make sure your elections continue to support you and your family.
Any changes you make during Annual Enrollment will be effective January 1, 2027.
A little preparation can make enrollment easier. Before you complete your elections:
Review your current elections and covered dependents. You can see your current benefits in Alight Worklife.
Read the 2027 updates. Review the Benefits Updates for 2027 below so you know what will be new or different beginning January 1.
Review your 2027 medical plan and network. If you are moving from a UHC PPO or High Deductible Plan to Anthem, review the plan you will be mapped to and confirm that your preferred doctors and facilities participate in the network that applies to you.
Finalize your 2027 benefits. Complete your elections in Worklife by December 2, 2026.
Most of your benefits will carry over automatically for 2027. However, if you're enrolled in the UHC PPO, Enhanced CDHP Value, or Base CDHP Savings Plan, you'll automatically transition to the corresponding Anthem plan. Surest members will be mapped to the UHC Surest CoPay Plan.
You must take action to change coverage, add or remove dependents, or elect an FSA. FSA elections do not carry over.
Even if you're not making changes, review your 2027 medical plan and confirm your providers are in-network before Annual Enrollment ends.
Review current elections, plan information, benefits plan summaries, and important documents, and complete your Annual Enrollment elections.
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Summary of Benefits and Coverage and other plan documents are available through the Digital Benefits Guide, on MainStreet under Total REWARDS, and in Workday under My Benefits.
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For help understanding your benefit options or coverage, contact the Benefits Service Center through the HRConnect Self-Service Portal, call 800-804-8502, or email hrconnect@omf.com
OneMain continues to make a significant investment in a competitive, robust benefits program. For 2027, the program is evolving to support long-term sustainability while continuing to provide a range of medical choices, care resources, and support for team members and their families. Review the updates below so you know what will be new beginning January 1, 2027 and what to review during Annual Enrollment.
What's new: Beginning January 1, 2027, Anthem will become OneMain's medical carrier for the PPO and High Deductible Plans. Team members enrolled in the UHC PPO Plan, Enhanced CDHP Value Plan, or Base CDHP Savings Plan for 2026 will be automatically enrolled in the corresponding Anthem plan for 2027 if no changes are made during Annual Enrollment.
Anthem will bring a broad provider network and additional tools and resources to help members find care and navigate their benefits:
What this means for you: During Annual Enrollment, review the medical plan you are enrolled in or mapped to for 2027 and confirm that your preferred doctors and facilities participate in the network that applies to you.
Anthem has provided FAQs with additional information about the transition, provider networks, accessing care, and member resources. [will link with Anthem FAQs once finalized]
Several medical plan names will be updated for 2027:
What this means for you: If you do not make a change during Annual Enrollment, your 2026 medical election will map to the corresponding 2027 plan as described above.
Several medical plan features are being updated for 2027:
In-Network
Out-of-Network
Calendar Year Deductible (Individual/Family)
$2,700/$5,400
$5,400/$10,800
Out-of-Pocket Maximum (Individual/Family)
$6,000/$12,000
(Embedded)
$12,000/$24,000
(Embedded)
In-Network
Out-of-Network
Calendar Year Deductible (Individual/Family)
$3,600/$7,000
$7,200/$14,000
Out-of-Pocket Maximum (Individual/Family)
$7,500/$15,000
(Embedded)
$15,000/$30,000
(Embedded)
What this means for you: Review your 2027 medical plan details during Annual Enrollment so you understand the coverage features that apply to the plan you choose.
What's new: The Kaiser plan will move to a deductible HMO with a $500 individual deductible and a $1,000 family deductible.
What this means for you: If you choose Kaiser for 2027, review the updated plan design during Annual Enrollment.
What's new: Effective January 1, 2027, HMSA prescription drug out-of-pocket maximums will be $5,000 for individual coverage and $7,500 for family coverage.
What this means for you: If you enroll in an HMSA medical plan for 2027, review these updated prescription drug limits when evaluating your coverage.
For 2027, OneMain is introducing salary bands to determine medical plan contributions. Your contribution will depend on which band your base salary falls into. Visit Alight Worklife to see the contribution rate that applies to you before making your elections.
What's new: Beginning January 1, 2027, fertility drugs under the OptumRx plans will count toward the new prescription drug lifetime maximum.
What this means for you: Covered fertility drug expenses beginning January 1, 2027 will count toward the new lifetime maximum. This maximum is separate from the 2-cycle IVF fertility coverage provided under the medical plan.
What's new: The annual contribution limits for the Health Care FSA, Limited Purpose FSA, and Dependent Care Spending Account will increase to the 2027 IRS maximums.
What this means for you: You will be able to elect up to the updated 2027 IRS maximum for the spending account or accounts available to you.
What's new: Hinge Health will end effective January 1, 2027.
What this means for you: Current Hinge Health participants will retain limited access to the Hinge Health app and the program in which they enrolled for the remainder of their individual annual subscription. This includes continued access to core program features, along with limited access to your care team and to supplies or equipment, where applicable. For example, if you enrolled in your current Hinge Health program in May of 2026, you will retain limited access until May of 2027.
Please note that current participants will not be able to switch to a different care path after the benefit ends through OneMain Financial. For questions about this change, please connect with the OneMain Benefit Service Center. For questions about an individual Hinge Health account, contact Hinge Health at help@hingehealth.com or call (855) 902-2777.
What's new: The Care.com benefit will end effective January 1, 2027.
What this means for you: Care.com services will no longer be available through OneMain after December 31, 2026.
Worklife also lets you review your current elections, plan information, benefits plan summaries, and important documents. During enrollment, use the "Need Help?" option in Worklife if you want real-time support from the Virtual Assistant.
The Benefits Service Center is made available to you through the HRConnect Self-Service Portal, providing support from dedicated professionals committed to helping you understand the benefit options available to you. Whether you have questions about your benefit plans, concerns about coverage, or just need guidance on which medical plan is right for you and your family, connect with the Benefits Service Center.
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This Digital Benefits Guide is intended to highlight available benefits and should not be relied upon to fully determine coverage. They are not complete descriptions of the benefits. The company may terminate or modify any benefits described on this website, at any time, for any reason. The descriptions listed on this website are not guarantees of coverage. If there is any conflict between this website and the official plan documents, the official plan documents and contracts will prevail.
Summary of Benefits Coverage are available within this Digital Benefits Guide as well as on MainStreet under Total REWARDS and Workday under My Benefits.
