OneMain is making several updates to benefits for 2027. Review the changes below so you know what to expect and what to consider during Annual Enrollment. These changes are effective January 1, 2027 – December 31, 2027.
Beginning January 1, 2027, Anthem will replace UnitedHealthcare (UHC) as OneMain's medical carrier for the UHC PPO Plan, Enhanced CDHP Value Plan, and Base CDHP Savings Plan. Team members enrolled in one of these UHC medical plans for 2026 will be automatically enrolled in the corresponding Anthem plan for 2027 if no changes are made during Annual Enrollment. Anthem will use the broad BlueCard PPO network nationally, except for the Traditional Network in Utah. Anthem members will also have access to LiveHealth Online Tobacco Cessation beginning in 2027.
If you're enrolled in one of the UHC PPO or High Deductible plans for 2026, your election will transition to the corresponding Anthem plan automatically unless you make a change during Annual Enrollment. If you're enrolled in the Surest CoPay Plan, you will be mapped to the UHC Surest CoPay Plan for 2027. During Annual Enrollment, review the plan you're defaulted to, confirm that your doctors and facilities participate in the network that applies to you, and review your 2027 cost.
If you are enrolled in the UHC PPO Plan, Enhanced CDHP Value Plan, or Base CDHP Savings Plan for 2026, OneMain will automatically enroll you in the corresponding Anthem plan for 2027. You should still review your default plan during Annual Enrollment and make any changes that are right for you. If you are enrolled in the Surest CoPay Plan for 2026, you will be mapped into the UHC Surest CoPay Plan for 2027.
Anthem will use the broad BlueCard PPO network nationally. In Utah, the Traditional Network will apply.
Review the Anthem plan you are defaulted to, confirm your preferred doctors and facilities participate in the network, and review your 2027 cost.
Anthem members will also have access to Total Health, Total You Select, Anthem's care management program. The Sydney app will give members tools to search for and find care, track deductibles, and access ID cards.
In addition, Anthem members will have access to LiveHealth Online Tobacco Cessation beginning in 2027. Surest members will continue to have access to Quit For Life tobacco cessation.
Several medical plan nameswill change for 2027:
Use the new 2027 plan names when reviewing your options during Annual Enrollment. If you do not make a change, your 2026 medical election will map to the corresponding 2027 plan as described above.
Deductibles and out-of-pocket maximums for the Anthem Enhanced High Deductible Plan and Anthem Base High Deductible Plan will increase for 2027. Emergency room (ER) visits under all Anthem plans will have a new $250 copay, plus the applicable deductible and coinsurance. Specialty prescription drug coinsurance will increase to 30% across all plans; for the High Deductible Plans, the 30% coinsurance applies after the deductible is met.
Review the 2027 plan details carefully, including the updated deductible and out-of-pocket maximums, emergency room costs, and specialty prescription drug costs, so you understand how your out-of-pocket costs may change.
Beginning January 1, 2027, Maven Menopause will replace Midi and be available to team members enrolled in an Anthem or Surest medical plan.
You will have access to virtual menopause and midlife health support through Maven, including personalized care navigation and access to a range of specialists.
Maven provides personalized support for menopause and midlife health. Connect virtually with providers to discuss symptoms, explore treatment options, and develop a care plan that fits your needs.
Depending on your needs, your care team may include OB-GYNs, nurse practitioners, nutritionists, mental health providers, physical therapists, wellness coaches, and career coaches. A Care Advocate can also help you navigate your care.
Yes. Maven providers can help you understand options for managing menopause symptoms and develop a personalized care plan. Depending on your needs, support may include symptom-management guidance and prescriptions, including hormone medications when appropriate.
Yes. Maven is designed to complement the care you already receive. Maven providers and Care Advocates can provide additional guidance, help you prepare for conversations with your existing providers, and help you navigate care on and off the Maven platform.
Yes. Support may also include mental health, nutrition, fitness, intimacy, and career concerns, along with educational resources and group support.
Healthcare costs continue to rise, and team member costs will increase for several plans in 2027. Medical contributions will increase, including for Kaiser and HMSA, and the cost of dental coverage will also increase. OneMain will also introduce salary-based medical contributions for the Anthem and Surest plans using three salary bands: less than $100,000; $100,000–$200,000; and $200,000+.
Review the 2027 cost that applies to your medical and dental elections during Annual Enrollment. Your medical contribution may also vary based on your salary band.
The Kaiser plan will move to a deductible HMO with a $500 individual deductible and a $1,000 family deductible.
If you choose Kaiser for 2027, review the updated plan design, deductible, and chiropractic coverage during Annual Enrollment.
Beginning January 1, 2027, fertility drugs under the Anthem and Surest plans will be subject to a $15,000 lifetime maximum.
Covered fertility drug expenses beginning January 1, 2027, will count toward the new lifetime maximum. This will be separate from the 2-cycle IVF fertility coverage provided under the medical plan.
The annual contribution limits for the Health Care FSA, Limited Purpose FSA, and Dependent Care Spending Account will increase to the 2027 IRS maximums.
You will be able to elect up to the updated 2027 IRS maximum for the account or accounts available to you.
Hinge Health will end effective January 1, 2027
If you currently use Hinge Health, access through OneMain will end after December 31, 2026.
The Care.com benefit will end effective January 1, 2027.
Care.com services will no longer be available through OneMain after December 31, 2026.
The Benefits Service Center is made available to you through the HRConnect Self-Service Portal, providing support from dedicated professionals committed to helping you understand the benefit options available to you. Whether you have questions about your benefit plans, concerns about coverage, or just need guidance on which medical plan is right for you and your family, connect with the Benefits Service Center.
Contact HRConnect
This Digital Benefits Guide is intended to highlight available benefits and should not be relied upon to fully determine coverage. They are not complete descriptions of the benefits. The company may terminate or modify any benefits described on this website, at any time, for any reason. The descriptions listed on this website are not guarantees of coverage. If there is any conflict between this website and the official plan documents, the official plan documents and contracts will prevail.
Summary of Benefits Coverage are available within this Digital Benefits Guide as well as on MainStreet under Total REWARDS and Workday under My Benefits.
